How to save money on your Christmas presents and gift shopping guide
The advent of digital shopping sites and the rise of e-commerce has seen a spike in the number of shoppers shopping on the go, and a growing number of people are choosing to spend their holiday savings on Christmas gifts.
Here are some tips to help you out.
Read moreRead more”It’s definitely a big trend, I’ve noticed, that a lot of people have stopped spending their money on Christmas,” said Lorna, who asked to remain anonymous because she is still reeling from the loss of her parents.
“It feels like there’s a lot more people coming into my house, I can’t keep them all anymore.
I just wish there was more of a range of things to buy.”
Lorna is hoping to get some help from her parents when they come visit her, but for now, she is stuck with the usual items her parents buy on Christmas.
“They’re always shopping with me on Christmas, so I don’t really get any gifts,” she said.
“But they’ll probably come over and buy a couple of things for me that I didn’t really expect.”
Linda is also still shopping with her parents, but is trying to make a little extra in her spending.
“I don’t have anything, just a couple things from my family, but I do have some things from Amazon that I’m excited about,” she explained.
“That’s always been a little bit of a dream, to see what they’re buying from their own store.”
Sometimes they’ll buy stuff from Amazon and then go and buy it on their own, so it’s really nice that they’ve made it to the point where I can have a lot to look forward to.
“Lonely for the holidays?
Some shoppers are finding the holidays less lonely, with many spending their time enjoying the outdoors.”
Christmas is so much more of an adventure,” said Megan.”
You have all these little family events, so you just have so much to do.
“But some are opting for more traditional shopping trips.”
A lot of the people I’ve seen go out and buy things like shoes and hats for themselves, and just sit on their back porch with their kids,” Megan added.”
For me, I think that’s a little more of what I like, I want to do that myself, it’s a great excuse to spend time with my family.
“A new way to saveMore people are opting to save for the holiday, but what can they do if they have to wait for their funds to come due?”
You might be able to use your bank account to pay for some of your holiday expenses, but you might need to find out if you have a holiday savings account,” said Rachel.”
Most people will need to go to their bank, if they’re looking to do so, and if you’re not going to get the money in your account that’s why you might want to consider a holiday bank account.
“You can use your credit card, but the savings account can only have a maximum of $5,000.”
If you’re going to have a credit card you might have to look at a credit union to make sure they have a minimum amount,” Rachel explained.
But don’t panic, there are some options to help keep you going in the face of the cold.
Rachel said that if you don’t need to use any of the above, you can still use a credit transfer to get money into your savings account.”
Just transfer the money to your savings, it’ll just go straight into your account,” she added.
It’s important to make some sort of arrangement with your bank, so that you don